'Continue with your SIPs to get the benefit of lower average prices in this challenging market environment.'
End users should take the plunge despite higher home loan rates as these tend to be cyclical.
Investment tips, home decor ideas, workplace help, scholarship info... more.
'Indians are basically liked because they are educated, they are intelligent.'
Follow these expert tips and advice to get the best deal.
While the purchases of celebrity investors become public knowledge, what is not known is the price point at which they bought them.
After startups and Big Tech, the layoff season may have begun at the $245 billion Indian information-technology (IT) industry. Bengaluru-based IT major Wipro is looking to cut hundreds of jobs, targeting mid-level employees working onsite as the company looks to improve margins, according to a media report, citing two sources. The company has said it is aligning its business and talent to the changing market environment.
The accused have been identified as Rajpreet Singh, Virender Singh, Sachin Bhati, Arpit Dhankar and Susheel Pradhan, the police said.
Over longer periods of three, five and 10 years, small-cap funds have rewarded their investors handsomely.
'You should always maintain an allocation to gold as it has the ability to counterbalance any correction in the equity market.'
Ahead of the upcoming assembly polls in Tamil Nadu, chief election commissioner SY Quraishi has said that the money seized in raids by the state election commission is only the tip of the iceberg. chief election commissioner SY Quraishi said, "flow of money is our biggest challenge. Even the money confiscated in the recent seizures does not cover it all."
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
Going through the credit report regularly will make you aware of a number of issues. One is identity theft.
The directorate said money was hidden inside books and greeting cards and could not have been easily detected by X-ray machines. The incident came to light after ED officials, acting on a tip-off, searched the regional office of the courier service in Naraina in Delhi.
'I have hot water with haldi. It's great for immunity.'
While reasonable safeguards should be built in, there can't be restrictions on the individual's right to leave her/his money to whoever s/he wants, notes Harsh Roongta.
Remember, pension from EPS will be taxable at slab rate, reducing the post-tax income for people who remain in the higher tax brackets after retirement.
The move is aimed at protecting investors from parking their money in dubious schemes.
'While many policies say that they will cover mental illnesses, the wordings of a few still have mental illness as a permanent exclusion.' 'After the new IRDAI circular, such exclusions should go away.'
Only tactical investors lose money in a downturn due to their short investment horizon
'FDs should hold your emergency funds, equivalent to around 6-12 times your monthly expenses.'
Ask yourself 3 questions, advises Seema Chowdhry: Who is going to be in the audience? What type of questions can they ask? Do I know the answers?
Only a small percentage of passengers who traveled on the trains involved in the June 2, 2023 accident in Odisha had availed of travel accident insurance while booking their tickets online on the IRCTC portal.
'Individuals can consider dividing ownership of properties between related persons to ensure that the sale transactions are below the Rs 50 lakh limit and therefore not subject to TDS.'
If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.
Penalties for non-disclosure or inaccurate disclosure of these details can be severe.
Young investors could allocate in the proportion of 70:20:10 to equity, debt and gold.
Don't exit from growth-style funds as they may benefit next from a shift in investor preference.
These will save you some money and lots of hassles.
Enter multi-cap funds only if you can stay invested for the long term.
'The minimum holding period for equities should be three years.' 'Try goal-based investing.' 'Link your equity portfolios to specific goals such as retirement, purchase of a house or car...'
Buy from an established agent rather than a novice who may not be around when you need his assistance.
If you opt for a term-life cover, buy separate policies to cover the loan for all the co-borrowers in a home loan for a sum assured equal to the home loan amount.
During an hour-long chat with rediff.com on Tuesday, Kripananda Chidambaram, director, Fintotal.com, offered some valuable tips.
The last two I-T teams left the premises, one each in Odisha and Jharkhand, carrying with them a number of seized "incriminating documents" and data cloned from electronic gadgets in the early morning hours.
It is tough for single parents to cope with children, work and finances. A few tips...
Influenced by ads like 'Make money sitting at home', 'Make Rs 10 lakh with just Rs 1,000', to YouTube influencers promoting 'pump-and-dump' stocks, a vast majority of small investors who mushroomed during the COVID-19 period are losing money in reckless overtrading in the market, cautions Dr V K Vijaykumar, Chief Investment Strategist at Geojit Financial Services.
Such tip-offs can be provided through phone using the toll-free number or via email and they will be kept confidential, while anonymous complaints can also be submitted for further probe by the relevant departments of the exchange.
While investing in PPF, investors must remember to put in the money at the right time to maximise the return they earn from it.
rediffGURU Chandu Nair advises entrepreneurs and enterprises about how to create and build their business.
